At 18 years old, when most kids are picking out dorm room furniture and fantasizing about College, Kristin Fleming bought her first home. 3 years later, when she she sold it (lease with option), that property became her first creative deal.

Kris ran away from foster care a week before her 18th birthday, was married 30 days later, and found herself an unemployed single mother 8 years after that. While she didn’t have familial support or a formal college education, she knew that if she was to successfully extricate herself and her children from the generational curses into which she’d been born it would be entirely up to her. In 2008, she began a 12 year career in retail banking - working her way up from part-time teller, to Branch Manager, to Commercial Lender/Underwriter. She carved out a niche in investment real estate financing and was fascinated by the possibility for growth in every deal. By 2021, her expertise, her ambition, and her eagerness to help even atypical deals succeed had outgrown the banks’ underwriting guidelines.

Armed with an innovative approach and a commitment to ingenuity, Kris launched KFP Investors LLC. KFP’s brokerage model expanded her lending possibilities from one bank in her previous employment to hundreds of lenders, enabling her to empower more investors to grow their businesses. The season of growth that followed touched every aspect of the business - its reputation, demand for services, and inevitably, the team. If Kris was anyone else, our story would end here. Yet, even with the hundreds of lenders to which KFP was (and is) able to broker, Kris kept encountering deals that didn’t fit the structures that lenders would approve.